Group Income Protection.
Ensure financial stability for your employees during times of illness or injury with Group Income Protection. Coverage provides a regular income replacement to employees unable to work due to long-term illness or injury, offering peace of mind and security for both employees and employers alike.
- Peace of mind
- Protect your employees
What is Group Income Protection?
Group income protection, also known as group disability insurance, is an insurance policy provided by employers to protect employees’ income in the event they are unable to work due to illness or injury.
This type of coverage ensures that employees continue to receive a portion of their salary, typically between 50% and 75%, for a specified period or until they are able to return to work, retire, or reach the end of the policy term.
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Why choose Bespoke Benefits for
Group Income Protection?
At Bespoke Benefits, we tailor our offerings to uniquely fit your organisation’s needs, ensuring that every employee feels valued and supported. Our customised approach means you get more than just a standard benefits package – you get solutions that align perfectly with your company culture and employee preferences.
Expert advice
Benefit from knowledgeable guidance tailored to your specific needs.
Whole of market
Access a wide range of options and providers to find the best solution for you.
Year round support & advice
Receive continuous assistance and guidance throughout the year, whenever you need it.
What's covered by Group Income Protection?
Income protection contracts provide salary replacement for employees who are incapacitated and unable to work.
Variables include claim duration, salary proportion covered, escalation clauses, and whether additional costs like pension and National Insurance contributions are covered.
How do I get started with Group Income Protection?
Book a Benefit Consultation
Schedule a personalised consultation with one of our expert advisors today.
We’ll take the time to understand your specific needs and guide you through the best coverage options available.
We'll review the market
We believe in providing you with the best options available.
That’s why we conduct thorough market reviews to ensure you get the most comprehensive and competitively priced insurance solutions.
We'll report back
After our thorough market review and personalised consultation, we’ll report back to you with our findings and recommendations.
Our goal is to ensure you have all the information you need to make the best decision for your insurance needs.
Group Income Protection FAQs
What is covered by Group Income Protection?
Income protection contracts provide salary replacement for employees who are incapacitated and unable to work. Variables include claim duration, salary proportion covered, escalation clauses, and whether additional costs like pension and National Insurance contributions are covered.
What is not covered by Group Income Protection?
Payments are made only if the insurer agrees that the employee meets the incapacity definition set at the contract’s start. Claims are not paid if the employee can perform their role duties or if they are no longer employed.
How much do Group Income Protection cost?
The cost of group income protection insurance can vary significantly depending on several factors, including the size and demographics of the workforce, the level of coverage chosen, the waiting period before benefits begin, and the length of time benefits are paid out.
We recommend booking a benefit consultation. That way, we can find out more about you and your business.
Get a Quote for Group Income Protection
Contact us today to experience personalised service, expert advice, and comprehensive coverage tailored to you.
- Personalised Service
Receive individual attention and custom-tailored insurance solutions designed to meet your specific needs and circumstances.
- Expert Guidance
Benefit from the knowledge and experience of our team of professionals who are dedicated to providing clear, informed advice to help you make the best insurance decisions.
- Comprehensive Coverage
Explore a wide range of insurance options, from health and life insurance to home and travel, ensuring that you have all aspects of your life protected under one trusted provider.
Or get in touch directly
0116 502 0960
Speak to an expert today
hello@bespokebenefits.co.uk
We'll respond within 24 hours
