Home > Knowledge Hub

Knowledge Hub.

Welcome to the Bespoke Benefits Knowledge Hub, your go-to destination for insightful articles, expert tips, and industry updates on all things insurance and well-being.

Explore our library of resources to stay informed, empowered, and inspired on your journey towards a secure and healthier future.

Blogs
Expert Guides
Industry News

Blogs

Dive into our collection of engaging and informative blogs, where we cover a wide range of topics related to insurance, health, finance, and more. From practical tips to thought-provoking insights, our blogs are designed to help you make informed decisions and navigate life’s uncertainties with confidence.

Blog
Changes to benefits reporting are coming in April 2027, with employers required to process certain benefits, including private medical insurance, through payroll. Is your business prepared? Discover five practical steps you can take now to get ahead of the changes and make the transition smoother.

Read time: 3 minutes

Blog
As colder weather brings seasonal illnesses and increased absence, winter employee wellbeing becomes an important priority for employers. From flu vaccinations and virtual GPs to mental health support, discover how to make better use of your existing benefits to keep employees healthy, supported and productive this winter.

Read time: 2 minutes

Blog
SMEs don’t need the biggest budget to offer attractive employee benefits. Learn how to build a benefits package that supports your people, strengthens recruitment and improves retention.

Read time: 3 minutes

Blog
Not sure whether Group Income Protection or Critical Illness Cover is right for your business? Discover the key differences, how each benefit works and how they can support both your employees and your organisation.

Read time: 2 minutes

Blog
Artificial intelligence is already changing the way employees access healthcare and wellbeing support. From digital GP triage and mental health tools to personalised health recommendations, AI is helping make employee benefits more accessible, preventative and user-friendly. In this blog, Gareth Carroll, Bespoke Benefits’ Director, explores how AI is shaping the future of employee benefits, why employers should pay attention, and five practical ways to future-proof your benefits strategy.

Read time: 3 minutes

Blog
Upcoming changes under the Employment Rights Act will make menopause support an increasingly important consideration for larger employers. We explore what the new requirements mean, why insurers are expanding menopause services and the practical steps businesses can take to prepare.

Read time: 3 minutes

Blog
Employee benefits are no longer just a perk, they’re becoming a practical tool for managing absence. With rising levels of sickness, particularly linked to mental health and financial pressure, employers are rethinking how benefits can support people earlier and keep them in work. In this article, we explore how the right approach to benefits can help reduce absence and improve day-to-day productivity.

Read time: 3 minutes

Blog
A growing number of employers are exploring medical trusts as an alternative way to fund healthcare benefits. With rising premiums, increased focus on Insurance Premium Tax, and a desire for greater control, trusts and hybrid arrangements are becoming more accessible, particularly for mid-sized businesses. In this guide, we explain how they work, who they suit, and whether they’re worth considering.

Read time: 3 minutes

Blog
Medical insurer networks are a key part of private medical insurance, yet they’re often misunderstood. In our latest blog, Gareth Carroll, Bespoke Benefits’ Director, explains how they work, their benefits, and the challenges employers should consider.

Read time: 2 minutes

Blog
Benefits renewal is often treated as a tick-box exercise. These 10 questions help employers step back, review value and ensure their benefits package still supports their people and business.

Read time: 3 minutes

Blog
With state welfare support reducing and many workers unprepared for income loss, long-term illness can quickly create financial pressure. In this blog, we explore why income protection is more important than ever, why many employees are under-prepared, and how employers can step in with a meaningful offer and communication.

Read time: 3 minutes

Blog
As 2026 gets underway, cost pressures, healthcare inflation and rising employee expectations are reshaping the benefits landscape. In this blog, Gareth Carroll, Bespoke Benefits’ Director, shares his thoughts on what the next 12 months could hold for the employee benefits market. We look at how six emerging trends could shape employer priorities, influence employee expectations, and create opportunities for innovation in how benefits are built and managed.

Read time: 4 minutes

Blog
With so many options on the market, choosing the right private medical insurance policy for your business can feel overwhelming. In this blog, we’ve outlined 10 key considerations so you can get the best value, the right cover, and provide a benefit that your employees will truly use. 

Read time: 5 minutes

Blog
Managing long-term employee absence is one of the toughest challenges a business can face, and getting it wrong can have costly consequences. In this blog article, we explain how Group Income Protection offers a valuable safeguard for employers and employees.

Read time: 4 minutes

Blog
Discover why more SMEs are opting for medical history disregarded (MHD) private medical insurance, as insurers lower member thresholds and adapt to changing healthcare needs.

Read time: 5 minutes

Blog
Income protection is a valued employee benefit, but rising claims and long-term liabilities are pushing premiums higher. In this blog article, we explore the reasons behind the increase.

Read time: 4 minutes

Blog
Affordable, practical, and appreciated by employees, medical cash plans are the unsung heroes of modern benefits packages. Here, Director Gareth Carroll, explains how they work and how they can strengthen your benefits package without stretching your budget.

Read time: 7 minutes

Blog
In this blog, we explore health assessments and how they are a great benefit for showing that you care about employee health and wellbeing.

Read time: 5 minutes

Blog
In this blog article, we explore Employee Assistance Programmes and the steps employers can take to maximise the benefits.

Read time: 5 minutes

Blog
With the UK facing an ongoing NHS crisis and record-long waiting times for GP appointments, the demand for flexible and accessible healthcare is rising.

Read time: 5 minutes

Blog
With employee burnout and stress increasingly making headlines, organisations are prioritising wellbeing as a key factor in maintaining productivity and retaining top talent.

Read time: 5 minutes

Blog
Financial security is one of the top concerns for employees, making it crucial for businesses to offer benefits that provide peace of mind. Life cover, a core component of many employee benefits packages, is an effective way to address this need while supporting employee wellbeing.

Read time: 5 minutes

Blog
Demand for private medical insurance has surged in recent years, reshaping how both employers and employees perceive this essential benefit.

Read time: 5 minutes

Blog
Earlier this year, HMRC announced that payrolling benefits will become mandatory from 6th April 2026, making it essential for businesses to understand how this change affects them. 

Read time: 5 minutes

Blog
Private Medical Insurance (PMI) costs vary based on factors such as age, health, coverage level, and provider. Prices range from £1,000 to £10,000 annually, with basic plans offering essential coverage and premium plans providing extensive benefits.

Read time: 6 minutes

Blog
This type of insurance provides a crucial safety net during challenging times, offering a lump sum payment if diagnosed with a serious illness. It can cover medical expenses, mortgage payments, and lifestyle adjustments. However, the decision to invest in critical illness cover requires weighing the pros and cons, assessing personal needs, and considering the cost versus benefit.

Read time: 7 minutes

Expert Guides

Unlock the wisdom of our experts with our in-depth guides covering various aspects of insurance and well-being. Whether you’re exploring different insurance options or seeking advice on improving your health and financial resilience, our expert guides provide valuable knowledge and practical advice to help you thrive.

Expert Guide
Understanding the tax implications of income protection benefits is crucial for financial planning. This type of insurance provides a steady income if you’re unable to work due to illness or injury. However, whether these payments are taxable depends on various factors, including how the policy is set up and who pays the premiums.

Read time: 6 minutes

Industry News

Stay up to date with the latest developments and trends in the insurance industry and beyond. Our curated selection of industry news articles keeps you informed about regulatory changes, market updates, and emerging trends, empowering you to stay ahead of the curve and make informed decisions for your future.

Industry News
In this guest blog, Payroll Manager Rebecca Gotch from Rowleys Accountants shares her thoughts on HMRC’s recent announcement to delay mandatory payrolling of employee benefits until April 2027.

Read time: 5 minutes