Critical Illness Cover.
Prepare for life’s uncertainties with Critical Illness Cover. These plans offer your employees financial protection in the event of a serious illness, providing a lump sum payment to help cover the cost of medical treatment, mortgage payments or any other financial obligations.
- Access to Digital GP Service
- Lump sum payment
- Covers commonly diagnosed conditions
What is Critical Illness Cover?
Critical illness insurance provides a lump sum payment if you are diagnosed with a severe illness specified in the policy.
This financial support helps cover medical expenses, loss of income, and necessary lifestyle changes.
The coverage for specified conditions varies among insurance providers, with the option to add additional illnesses and Total Permanent Disablement for an extra premium.
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0116 502 0960
Speak to an expert today
OR
hello@bespokebenefits.co.uk
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Our phone lines are open Monday – Friday, 9am – 5pm.
Why choose Bespoke Benefits for
Critical Illness Cover?
At Bespoke Benefits, we tailor our offerings to uniquely fit your organisation’s needs, ensuring that every employee feels valued and supported. Our customised approach means you get more than just a standard benefits package – you get solutions that align perfectly with your company culture and employee preferences.
Expert advice
Benefit from knowledgeable guidance tailored to your specific needs.
Whole of market
Access a wide range of options and providers to find the best solution for you.
Year round support & advice
Receive continuous assistance and guidance throughout the year, whenever you need it.
What's covered by Critical Illness Cover?
Commonly covered conditions include:
- Cancer
- Heart Attack
- Stroke
- Coronary Artery Bypass Surgery
- Kidney Failure
- Major Organ Transplant
- Multiple Sclerosis
- Paralysis
- Parkinson’s Disease
- Alzheimer’s Disease
- Motor Neurone Disease
- Blindness
- Deafness
- Loss of Speech
Optional Extras
Critical illness insurance policies are designed to offer vital support in the event of a serious illness, providing you with essential financial protection when you need it most. Enhance your cover with optional extras such as:
How do I get started with Critical Illness Cover?
Book a Benefit Consultation
Schedule a personalised consultation with one of our expert advisors today.
We’ll take the time to understand your specific needs and guide you through the best coverage options available.
We'll review the market
We believe in providing you with the best options available.
That’s why we conduct thorough market reviews to ensure you get the most comprehensive and competitively priced insurance solutions.
We'll report back
After our thorough market review and personalised consultation, we’ll report back to you with our findings and recommendations.
Our goal is to ensure you have all the information you need to make the best decision for your insurance needs.
Critical Illness Cover FAQs
What is covered by Critical Illness Cover?
Critical illness insurance provides a lump sum payment if you are diagnosed with a severe illness specified in the policy. This financial support helps cover medical expenses, loss of income, and necessary lifestyle changes. The coverage for specified conditions varies among insurance providers, with the option to add additional illnesses and Total Permanent Disablement for an extra premium.
What is not covered by Critical Illness Cover?
The condition must be explicitly listed in the policy to make a claim. Common exclusions include:
- Pre-existing Conditions: Illnesses diagnosed before the policy starts.
- Certain Types or Severities of Illness: Not all forms or stages of an illness may be covered.
- Temporary Conditions: Illnesses deemed temporary or not severe enough.
- Self-Inflicted Injuries: Conditions resulting from self-harm or suicide attempts.
- Alcohol and Drug Abuse: Illnesses arising from substance abuse.
How much do Critical Illness Cover cost?
Every individual and business is different, so we recommend booking a benefit consultation. That way, we can find out more about you and your business.
Get a Quote for Critical Illness Cover
Contact us today to experience personalised service, expert advice, and comprehensive coverage tailored to you.
- Personalised Service
Receive individual attention and custom-tailored insurance solutions designed to meet your specific needs and circumstances.
- Expert Guidance
Benefit from the knowledge and experience of our team of professionals who are dedicated to providing clear, informed advice to help you make the best insurance decisions.
- Comprehensive Coverage
Explore a wide range of insurance options, from health and life insurance to home and travel, ensuring that you have all aspects of your life protected under one trusted provider.
Or get in touch directly
0116 502 0960
Speak to an expert today
hello@bespokebenefits.co.uk
We'll respond within 24 hours
